First Home Loans
First time buying a home? You're in the right place. We simplify the process, explain your options, and support you every step of the way.
The right loan starts with the right conversation.
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First Home Loans
Buying your first home is a major life decision and one that comes with a lot of questions. How much can I borrow? How much deposit do I need? What grants or schemes am I eligible for?
At Power Loans, we’re here to ensure you get clear answers, strong guidance and the right loan to match your goals and lifestyle.
We take the time to understand where you are and where you want to be. From understanding your borrowing power and deposit options to navigating first-home buyer incentives, we guide you through the process in plain, straightforward language.
How We Help First Home Buyers
Borrowing Power
We work closely with you to assess your income, expenses, and future plans, giving you a clear picture of what you can comfortably afford, not just what the banks tell you.
Grants and Incentives
First home buyers often have access to valuable government grants, schemes, and potential stamp duty concessions. We help you navigate these opportunities, check your eligibility, and ensure any incentives are factored into your overall buying strategy from day one.
Step-by-step Support
From your initial consultation through to settlement day and beyond, we’re by your side. We guide you through every stage of the process, answer any questions, and ensure you feel confident, informed and supported at every turn.
How Does it Work?

1. Book an Appointment
Book a chat with one of our brokers. We'll talk through your goals, explain the process, and outline the documents you'll need to move forward with your application.

2. Get Expert Advice
We assess your borrowing capacity based on your income, expenses, and overall financial position so we can match you with loan options that suit your goals.

3. Loan Approval & Settlement
We present your tailored loan options and walk you through the pros, cons, and key differences. This is your time to ask questions and get total clarity before moving forward.
Frequently Asked Questions
Can I use the First Home Owner Grant?
Yes. We'll help you check your eligibility and guide you through the application process.
How much can I borrow?
This depends on your income, expenses and financial commitments. We'll calculate your borrowing power during your first consultation.
Do I need to have a property in mind before I apply?
Not necessarily. It's best to speak to us early so we can help you prepare and act quickly once you find the right place. We also have access to a network of property agents to assist you in this process.
Contact Us
or Call for Consultation
0405 315 443 /
02 87766307
Whether you’re buying your first home, refinancing, growing your business or just exploring your options - we’re here to help!
Contact Us
We will get back to you as soon as possible.
Please try again later.
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