Commercial Loans
Commercial property finance doesn’t have to be complex. We offer clear, strategic lending advice to help you secure the right loan backed by decades of experience.
The right loan starts with the right conversation.
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Commercial Loans
Refinancing involves replacing your existing home loan with a new one, either through your current lender or a different one.
This could include office spaces, warehouses, retail shops, or mixed-use developments. Commercial loans are typically more flexible than residential loans, allowing for customised terms and structures to meet the specific needs of businesses or investors. Commercial loans are suited to business owners, property investors, developers, and trusts who are purchasing or refinancing commercial property. They are ideal for borrowers who require more tailored lending options, flexible repayment terms, and specialised lending structures that standard home loans do not offer.
At Power Loans, we work closely with clients to understand the unique requirements of commercial property finance. We structure loans that are competitive, scalable and aligned with both immediate business needs and long-term investment strategies.
How We Help with Commercial Loans
Specialised Commercial Lending Advice
Commercial property finance is more complex than residential lending, with additional considerations such as lease terms, asset valuation, and serviceability assessments. We provide clear, detailed advice to help you navigate lender requirements, understand your obligations, and secure finance that is fit for purpose and commercially viable.
Tailored Loan Structuring
We structure your commercial loan based on your business objectives, cash flow, and growth plans. Whether you require interest-only terms, flexible repayment schedules, or a facility that allows future drawdowns, we work to ensure the loan structure supports your goals.
Ongoing Lending and Portfolio Support
We regularly review your commercial lending arrangements to ensure they remain competitive as your property portfolio or business expands. Whether you are refinancing to unlock equity, funding new developments, or restructuring existing debt, we continue to provide strategic advice to help you move forward confidently.
How Does it Work?
1. Book an Appointment
We start with a conversation about your business structure, financial position, and the type of property or project you're financing.
2. Get Expert Advice
We'll walk you through available loan structures, repayment strategies, and lender requirements like lease terms and valuations so you know what to expect and how to prepare.
3. Loan Approval & Settlement
We manage the end-to-end process, liaising with lenders, valuers, and legal partners to keep your transaction moving efficiently and with minimal disruption to your business operations.
Frequently Asked Questions
How is a commercial loan different from a residential loan?
Commercial loans are assessed differently based on the income the property generates, lease terms and business structure. Interest rates and terms can also vary. We help you navigate the differences and secure a structure that fits.
Can I borrow through a company or trust?
Yes. Many commercial loans are written under companies, trusts, or SMSFs. We'll work with your accountant or legal advisor to ensure the loan is structured correctly.
What are the typical loan terms for commercial property loans?
Commercial property loans generally have terms ranging from 5 to 25 years. The specific term depends on factors like the lender's policies, the loan amount, and the borrower's financial profile.
Contact Us
or Call for Consultation
0405 315 443 /
02 87766307
Whether you’re buying your first home, refinancing, growing your business or just exploring your options - we’re here to help!
Contact Us
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Please try again later.
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