Equipment Finance
Need new equipment to grow your business? We help you finance the tools, vehicles and machines you need without tying up your cash flow.
The right loan starts with the right conversation.
Equipment Finance
Equipment finance is a loan or lease arrangement that helps businesses fund the purchase of essential tools, machinery, vehicles or technology without needing to pay the full amount upfront. It allows businesses to spread costs over time, preserve working capital and maintain operations without disruption.
Equipment finance can be structured to suit different asset types and business needs, offering flexibility in repayment terms and ownership options.
Equipment finance is designed for business owners across a wide range of industries, including construction, healthcare, logistics, agriculture, and trades. It is ideal for businesses that need to acquire or upgrade equipment, vehicles, or machinery while keeping cash flow strong and protecting operational flexibility.
At Power Loans, we tailor equipment finance solutions to suit your business operations, growth plans, and cash flow needs. Our role is to make the acquisition process simple, structured, and aligned with your broader business objectives.
How We Help with Equipment Finance
Access to a Broad Range of Lenders
We have relationships with a wide panel of lenders, giving you access to flexible equipment finance solutions across different asset types and industries. We take the time to match your business with the right funding partner, ensuring the structure and terms of the finance work for your needs today and into the future.
Tailored Structuring and Advice
Every business has different cash flow patterns and growth plans, which is why we tailor finance structures to fit. We provide clear advice on the benefits of each option and ensure your finance solution supports your operational goals without unnecessary strain.
End-to-End Support
We manage the full equipment finance process, from initial consultation through to approval and settlement. We liaise directly with lenders, suppliers, and other stakeholders to keep the process smooth and efficient, allowing you to stay focused on running your business while we take care of the details.
How does it work?
1. Book an Appointment
Get in touch with our team to discuss the equipment you need, your business structure and what kind of finance solution fits best.
2. Get Expert Advice
We’ll walk you through available options like equipment loans, hire purchase and leasing plus explain tax benefits, repayments, and end-of-term flexibility.
3. Loan Approval & Settlement
Once you're ready to move forward, we’ll manage the application, liaise with the lender and coordinate with suppliers to make sure the process is smooth and efficient.
Frequently Asked Questions
This can vary from utes to excavators, dental chairs to laptops! Most new and used business equipment can be financed. We’ll help you confirm what’s eligible.
You can choose between a chattel mortgage (equipment loan), finance lease or hire purchase. We’ll explain the pros and cons of each, based on your business goals.
Yes, many equipment finance options allow you to claim interest or depreciation as a business expense. We recommend speaking to your accountant, and we’ll work closely with them if needed.
Contact Us
Whether you’re buying your first home, refinancing, growing your business or just exploring your options - we’re here to help!
or Call for Consultation
0405 315 443